If you look at the HDB Resale Flats Price Index, the index is still hovering near its previous peak and the price has been stable for the last 3 quarters. However, the index has been falling for the past few quarters for the Private Residential Property Price index. This would mean that homeowners of HDB flats can take advantage of this difference by upgrading to a private property without making significant loss in the sale of their HDB flats. Furthermore, their purchase of a private property will be at a discount from the peak of the index. However, this is inferred from the indices only.
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